Restructure & Refinance

Your loan structure is live and dynamic! As your circumstances change, so should your mortgage structure. It may be that your current loan is just not working for your lifestyle, or if you want to take advantage of the lower interest rates, reduce your loan repayments, change from a variable to a fixed rate or to increase your loan.

Whatever your reason, it’s always worth reviewing whether there is a better way to manage your loans. The average client saves between $3,000 - $5,000 up-front from a loan structure review.


We undertake a thorough review of your existing lending. Often this doesn’t require you shifting to a new bank to take advantage of a new loan structure. We would then implement a plan to review this on a regular basis to ensure you’re paying the least amount of interest long term.

  • Review your current loan structure to see if it’s still right for you
  • Break-fee analysis
  • Calculate whether it makes sense to refinance
  • Provide a loan structure recommendation tailored to your needs and goals
  • Ongoing advice and loan maintenance service such as fixed rate rollovers
  • Thinking of Restructuring or Refinancing?
    Make sure you get the right advice before making the change.
    Speak to us today.

    Send us an enquiry or request a callback by filling in the form below and we will be in touch within 24 hours.