WE CREATE
TAILOR-MADE
MORTGAGE STRATEGIES
If you’re thinking of buying your first home, your next property investment, to restructure or refinance your current loans or if you simply need help to manage your debts –
We are your first point of contact for all things mortgages.
Our Mortgage Services
Our Process
We'll help you get the right mortgage and create a tailor-made mortgage strategy to help you pay down your mortgage faster.
Having a mortgage is a big financial commitment, so make sure you get the right advice and have your mortgage structured correctly from the beginning as it can save you thousands of dollars and reduce the time it takes to pay it off.
STEP ONE
Discovery
Schedule a time with us for a phone call. It’s all about getting to know you, your goals and what you’re looking to do. This session helps us define the scope of our work.
STEP TWO
Financial Health Check
A full financial health check helps us get a better understanding of your current financial situation; your income, expenses, assets and liabilities. This session serves as the basis for our personalised advice and mortgage strategy for you.
STEP THREE
Tailor-Made
Mortgage Strategy
We'll design and prepare your mortgage strategy and explain to you how it will be implemented. Once you’ve given us the green light, we’ll implement the strategy; loan submissions and acquiring the pre-approval.
STEP FOUR
Negotiate &
Recommend
We’ll negotiate the best rates with the lender and we’ll design your loan structure based on your tailor-made mortgage strategy.
STEP FIVE
Facilitate
Settlement
We will liaise with the bank, your solicitor, accountant, and various stakeholders to manage the drawdown process and make sure that everything is sorted prior to settlement.
STEP SIX
Loan Maintenance
& Bi-Annual Review
Your circumstances may change during the year. If you find that your current mortgage structure is no longer working for you, let us know so we can modify your mortgage strategy to suit your new circumstances. We also maintain your loans with fixed rate renewals, throughout the life of your loans.
STEP ONE
Discovery
Schedule a time with us for a phone call. It’s all about getting to know you, your goals and what you’re looking to do. This session helps us define the scope of our work.
STEP TWO
Financial Health Check
A full financial health check helps us get a better understanding of your current financial situation; your income, expenses, assets and liabilities. This session serves as the basis for our personalised advice and mortgage strategy for you.
STEP THREE
Tailor-Made
Mortgage Strategy
We'll design and prepare your mortgage strategy and explain to you how it will be implemented. Once you’ve given us the green light, we’ll implement the strategy; loan submissions and acquiring the pre-approval.
STEP FOUR
Negotiate &
Recommend
We’ll negotiate the best rates with the lender and we’ll design your loan structure based on your tailor-made mortgage strategy.
STEP FIVE
Facilitate
Settlement
We will liaise with the bank, your solicitor, accountant, and various stakeholders to manage the drawdown process and make sure that everything is sorted prior to settlement.
STEP SIX
Loan Maintenance
& Bi-Annual Review
Your circumstances may change during the year. If you find that your current mortgage structure is no longer working for you, let us know so we can modify your mortgage strategy to suit your new circumstances. We also maintain your loans with fixed rate renewals, throughout the life of your loans.