First HomeGuides First Home Buyers FAQs 1. Before You Start: Know your Borrowing Power A pre-approval is a document from the…twineadmin2 September 2024
First HomeGuides How to Make an Offer on a House in NZ Found your dream home and ready to make an offer? Making an offer can feel…twineadmin29 August 2024
Bank ProductsGuides What is a Redraw Facility? What is a Redraw Facility? A redraw facility allows you to make extra repayments on…twineadmin27 August 2024
FeaturedGuides Navigating the Recession: Property & Mortgage Strategies for Smart Investors and Homeowners As a homeowner or investor in New Zealand, it's crucial to stay ahead of the…twineadmin22 February 2024
FeaturedMarket Updates RBNZ plans to introduce the DTI and to ease LVR Restrictions – How would this affect you? How much lending is too much? One could argue if the borrowing is affordable why…twineadmin26 January 2024
First HomeGuides 6 Tips to Improve your Borrowing Capacity Are you looking to enhance your borrowing capacity and secure the best mortgage rates? As…mikeh16 October 2023
FeaturedGuides Everything You Need To Know About the Brightline Test The Bright-line test applies to anyone who is buying and selling residential property on or…mikeh16 October 2023
First HomeGuides Guaranteeing – How Does it Work? We understand the importance of family support when it comes to purchasing a home. If…mikeh16 October 2023
Market Updates Happy New (Financial) Year! April 1st marks the start of the New Financial Year, which presents an excellent opportunity…mikeh16 October 2023
Market Updates Adviser of the Year 2023 We're thrilled to announce that Eugene Bartsaikin has been named Adviser of the Year at…mikeh16 October 2023
Guides Navigating Interest Rates When obtaining a mortgage in New zealand, interest rates play a crucial role in shaping…mikeh16 October 2023
GuidesRefix Rate Renewal – Can I Get Better Rates? Can I Save Money? Make the most of your interest rate renewal by reassessing your lending structure. Here are…mikeh16 October 2023
Guides Renovations Love your home, but it could work better for your family? Bank’s don’t shy away…mikeh16 October 2023
Market Updates Mortgage Rates Invert & CPI Update Long term interest rates are falling. …and short-term interest rates are now more expensive. This…mikeh16 October 2023
FeaturedMarket Updates Is it worth fixing for 3 years or longer? The worries of skyrocketing mortgage rates are over – for now anyway, with a rate…mikeh16 October 2023
FeaturedMarket Updates Don’t let your KiwiSaver sit and snooze For those who’ve visited our office, you would have been greeted by our little ‘Furnancial…mikeh16 October 2023
Guides Loan Management What options are there to make the loan more manageable for a period of time?…mikeh21 March 2013