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Your First Step to Home Ownership.

When it comes to homeownership, getting a mortgage pre-approval is your first crucial step. It’s more than just a piece of paper; it’s your ticket to a smoother, faster homebuying journey. With a pre-approval, you’ll know exactly how much the bank is willing to lend you, which not only saves you time but also gives you a competitive edge over other homebuyers. Imagine finding your dream home and being ready to make an offer right away – that’s the power of a mortgage pre-approval.

At Twine Financial Advisers, we’ve streamlined the entire pre-approval process, positioning ourselves as your trusted partner, guiding you every step of the journey.

Why a mortgage pre-approval matters

A mortgage pre-approval isn’t just a formality; it’s your strategic advantage. It clarifies the maximum amount the bank is willing to lend you, ensuring you have the financial confidence to make swift and competitive offers when your dream home appears on the market.

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Why choose Twine financial advisers

When you choose Twine Financial Advisers, you’re choosing a partner you can trust for your entire homeownership journey. Our end-to-end service covers all aspects, from initial pre-approval to ongoing loan maintenance service.

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Here’s what our End-to-End Service includes:

Mortgage pre-approval

We kickstart your homeownership journey with a thorough assessment of your financial situation to give a clear understanding of your borrowing capacity. We then match you with the lender that best fits your unique financial situation, ensuring you get the most favourable terms.

Application & underwriting

Once you’re ready to proceed, your Twine adviser takes charge of your home loan application, ensuring that all documentation is in order, eliminating any potential roadblocks during the application process. Our expertise in underwriting guarantees that your application is not only accurate but also submitted on time.

Negotiation

We leverage our industry knowledge and relationships with lenders to secure the best possible loan terms. Your financial goals are our priority, and we strive to save you money and reduce your mortgage’s long-term impact.

Settlement support

We guide you through the settlement process, making sure everything runs smoothly. Our end-to-end service include support right up to settlement day, eliminating any last minute surprise.

Ongoing loan maintenance

Our commitment doesn’t end at settlement day. We give advice around loan renewals to help you manage your mortgage effectively throughout its life. Whether you have questions, need to refinance, or want to explore new financial opportunities, our Twine advisers are here to assist you.