At Twine Financial Advisers, we provide a comprehensive range of mortgage services designed to guide you through every step of your property journey. From buying your first home, upgrading to your next home, refinancing to secure better terms, or refix and restructuring your existing mortgage; we’re here to help you achieve your financial and property goals.
Comprehensive Mortgage Services and Advice.
We understand the mortgage process can be complex, which is why we take a strategic approach to manage your debt and finances. We work closely with you to understand your unique circumstances and provide tailored mortgage advice to suit your specific needs. With our extensive network of partnerships with major banks and lenders, we have access to a diverse range of options, ensuring that we find the best mortgage solutions for you.
Our Process
Our goal is to make your mortgage journey as smooth as possible, providing expert guidance, proactive support, and tailored solutions every step of the way.
Twine Financial Advisers is your trusted mortgage partner, we’ll manage your entire mortgage process, from initial consultation, getting a pre-approval, to settlement day and throughout the life of your mortgage.
Schedule a Call with an Adviser
Discovery Call
The first step is to have a Discovery Call with our Twine Adviser. It’s all about getting to know you, your goals and how we can help you to achieve them.
Financial Review
We analyse and evaluate your current financial situation; calculate your affordability and serviceability given your current circumstances and determine your limitations.
Your Mortgage Strategy
We provide you with a Mortgage Strategy; a brief analysis of your financial situation (serviceability and affordability), any limitations that we foresee, lender options, and your recommended mortgage strategy which best fits your needs and goals.
Implement the Strategy
We’ll guide you through the entire process from underwriting right through to settlement:
Get you the Pre-Approval - We’ll underwrite and submit your application to the lender. Guide you to satisfy your finance conditions, if any. Ensure your finances are sorted prior to settlement. Loan Structure Meeting - Prior to settlement, which is our recommendation on the best way to structure your loans to help you achieve your needs and objectives.
Get you the Pre-Approval - We’ll underwrite and submit your application to the lender. Guide you to satisfy your finance conditions, if any. Ensure your finances are sorted prior to settlement. Loan Structure Meeting - Prior to settlement, which is our recommendation on the best way to structure your loans to help you achieve your needs and objectives.
Ongoing Loan Maintenance
We’ll maintain your loan refixes througout the life of your loans.
Your Twine adviser will review your personal circumstances with you annually, or more frequently if necessary, to ensure the mortgage solutions we helped you implement remains appropriate for your needs and objectives.